Whether you should borrow to invest, depends on your own personal needs and circumstances, but it can offer attractive tax benefits. Speaking generally, plenty of people and businesses borrow to invest every day. So long as the investment itself is sound, borrowing can be sound. Negative gearing (where the borrowing costs exceed your investment income), allows you to deduct your borrowing costs from your total income.
Whether you’re a new or experienced property investor, it is imperative to get advice from your accountant or your financial adviser.
Sage Loan Services will consider your short and long term plans to ensure your loan is structured correctly from the outset, allowing your investment strategy to be implemented straight away.
In addition recent investment regulations imposed on all banks to restrict the growth in their investment lending means that Sage Loan Services can review the entire market of over 35 lenders to ensure that your investment borrowing capacity is maximised and not restricted to one particular lending cap of one bank.
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What Our Clients Say
The service provided was outstanding. Katrina worked with me for over 12 months to finally be able to purchase our first home.
Over the 12 months she answered countless questions that as a first home owner I had no idea. Couldn't fault anything.
Related Staff were also great, answering questions when Katrina was out of the office. The whole team was outstanding.
We are all moved in now and absolutely love our little home. We can never thank you enough.