Whether you should borrow to invest, depends on your own personal needs and circumstances, but it can offer attractive tax benefits. Speaking generally, plenty of people and businesses borrow to invest every day. So long as the investment itself is sound, borrowing can be sound. Negative gearing (where the borrowing costs exceed your investment income), allows you to deduct your borrowing costs from your total income.
Whether you’re a new or experienced property investor, it is imperative to get advice from your accountant or your financial adviser.
Sage Loan Services will consider your short and long term plans to ensure your loan is structured correctly from the outset, allowing your investment strategy to be implemented straight away.
In addition recent investment regulations imposed on all banks to restrict the growth in their investment lending means that Sage Loan Services can review the entire market of over 35 lenders to ensure that your investment borrowing capacity is maximised and not restricted to one particular lending cap of one bank.
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What Our Clients Say
Thank you so much for all your help and advise on securing our smsf loan. The loan repayments are all in place and working as expected. Thanks again for following it up as well with us. It was a pleasure to have known you and your team.
We were very pleased with your professional services. We will have no hesitation in recommending you to our family and friends.
Thank you very much for all your continuous help and assistance in this matter. We appreciate it very much.