Construction/Renovation Loans

Are your renovations extensive or minor?

If the renovations are extensive, such as adding a new level to your property, you may need to obtain a Construction Loan.

If the renovations are minor, such as adding a pool, pergola, kitchen or bathroom, you may need an additional loan on your existing loan or take out a personal loan.

The loan options and structures will be based on:

  • Your current position
  • The equity you have in your current home
  • The end value of your home after the renovations are complete.

Costs associated with your renovation

Apart from the actual construction itself, additional costs that may apply include:

  • Architect Services such as plans, if the renovation is extensive
  • A Fixed Price Contract from your Builder
  • Council Approval
  • Construction Loan Costs
  • Property Valuations

Your Sage Loan Services Consultant will be able to discuss which loan options are suited for you.

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What Our Clients Say

7 Years ago we were referred to the team at SAGE Loan Services, today again Katrina and her team have help us to achieve yet another goal on our journey to something better.
I cannot recommend Katrina and her team enough, their knowledge, professionalism and welcoming smiles are second to none!!!

Katrina Creary - SMSF factory purchase

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