Whether you should borrow to invest, depends on your own personal needs and circumstances, but it can offer attractive tax benefits. Speaking generally, plenty of people and businesses borrow to invest every day. So long as the investment itself is sound, borrowing can be sound. Negative gearing (where the borrowing costs exceed your investment income), allows you to deduct your borrowing costs from your total income.
Whether you’re a new or experienced property investor, it is imperative to get advice from your accountant or your financial adviser.
Sage Loan Services will consider your short and long term plans to ensure your loan is structured correctly from the outset, allowing your investment strategy to be implemented straight away.
In addition recent investment regulations imposed on all banks to restrict the growth in their investment lending means that Sage Loan Services can review the entire market of over 35 lenders to ensure that your investment borrowing capacity is maximised and not restricted to one particular lending cap of one bank.
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What Our Clients Say
John and I would like to thank you all for assisting us in getting a better and cheaper home loan with Macquarie Bank. Your service has been impeccable, one that I can not fault.
You always followed through with whatever actions or follow up were required and have made this as stress-free as possible for us. You were all diligent in chasing us up for our paper work which I know was difficult at times.
If we had a query, there was always one of you to assist or answer our questions and would speak to us in a way we could understand the bank jargon. You all have so much inside knowledge into the banks and the way of doing things that we always had full trust in you.
We really appreciate all your hard work and will be referring you to all my friends and family.