Whether you should borrow to invest, depends on your own personal needs and circumstances, but it can offer attractive tax benefits. Speaking generally, plenty of people and businesses borrow to invest every day. So long as the investment itself is sound, borrowing can be sound. Negative gearing (where the borrowing costs exceed your investment income), allows you to deduct your borrowing costs from your total income.
Whether you’re a new or experienced property investor, it is imperative to get advice from your accountant or your financial adviser.
Sage Loan Services will consider your short and long term plans to ensure your loan is structured correctly from the outset, allowing your investment strategy to be implemented straight away.
In addition recent investment regulations imposed on all banks to restrict the growth in their investment lending means that Sage Loan Services can review the entire market of over 35 lenders to ensure that your investment borrowing capacity is maximised and not restricted to one particular lending cap of one bank.
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What Our Clients Say
I was referred to Katrina at Sage to discuss financial options for purchasing an investment property. After experiencing Katrina's professional and customer friendly service, I am happily willing to highly recommend this business to anyone seeking financial assistance. Being a first time investor, Katrina and the staff at Sage provided all the information and requirements to meet my needs together with exceptional support which I just cannot thank them enough for. Katrina, your work ethic is impeccable and efficient. Thank you so much for organising everything, and especially to fit within a short settlement timeframe. Truly an excellent experience.